PM Ayushman Bharat Jan Arogya (PMJAY) Scheme 2024
Ayushman Bharat Yojana or the Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship healthcare program launched by the Indian government in September 2018. The program aims to provide financial protection to poor and vulnerable families against catastrophic healthcare expenses. Under the program, eligible beneficiaries are provided with a health insurance cover of up to Rs. 5 lakhs per family per year. The Ayushman Card is a key component of the PMJAY program, which enables beneficiaries to access cashless treatment at empaneled hospitals across the country. In this article, we will discuss the Ayushman Card Apply Online 2024 PMJAY Eligibility, Benefits, and Registration process in detail.
PMJAY Scheme 2024
The PMJAY scheme, launched in 2018, is one of the largest healthcare programs in the world, providing health insurance coverage to over 50 crore people in India. The scheme aims to address the inequality in the healthcare sector by providing financial protection to the vulnerable and marginalized sections of the society. The program covers both rural and urban areas, and beneficiaries can avail of the benefits of the program in any of the empaneled hospitals across the country. The program also promotes the use of technology in the healthcare sector, with the Ayushman Bharat Digital Mission being launched to digitize the health records of the beneficiaries and promote telemedicine services.
Ayushman Bharat Yojana 2024
One of the key features of the PMJAY scheme is its focus on preventive healthcare. The program provides free screening and testing services for non-communicable diseases such as hypertension, diabetes, and cancer, and encourages beneficiaries to take preventive measures to stay healthy. The scheme also covers the cost of treatment for communicable diseases such as tuberculosis, malaria, and HIV/AIDS, ensuring that beneficiaries receive timely and adequate medical care.
Pradhan Mantri Ayushman Bharat (Jan Arogya) Yojana 2024
The PMJAY scheme has had a significant impact on the healthcare sector in India, with over 1.5 crore hospitalizations and more than Rs. 16,000 crore in claims being processed since its launch. The scheme has also led to an increase in the number of empaneled hospitals across the country, creating new employment opportunities and boosting the local economy. The program has received praise from several international organizations, including the World Health Organization (WHO), for its efforts to promote universal health coverage in India.
The PMJAY scheme is a transformative program that has the potential to revolutionize the healthcare sector in India. By providing financial protection to the vulnerable sections of the society, promoting preventive healthcare, and leveraging technology, the program is making quality healthcare services accessible to millions of people in the country. With the Ayushman Card Apply Online 2024 PMJAY Eligibility, Benefits, and Registration process being made easy and accessible, more eligible beneficiaries can avail of the benefits of the program and contribute to the realization of the goal of universal health coverage in India.
Highlights of Ayushman Card Scheme 2024
| Scheme Name | Pradhan Mantri Jan Arogya Yojana (PMJAY) |
|---|---|
| Launch Year | 2018 |
| Coverage | Over 50 crore people in India |
| Target Beneficiaries | Economically weaker sections and vulnerable populations |
| Benefits | Financial protection from catastrophic healthcare expenses |
| Eligibility | Based on socio-economic and demographic parameters |
| Empaneled Hospitals | Over 24,000 hospitals across India |
| Services Covered | Hospitalization, diagnostics, and treatment for over 1400 medical conditions |
| Focus Areas | Preventive healthcare, technology adoption, and capacity building |
| Ayushman Card | A unique ID card provided to beneficiaries for availing services |
| Digital Mission | Ayushman Bharat Digital Mission launched for digitization of health records and promotion of telemedicine services |
| Achievements | Over 1.5 crore hospitalizations and more than Rs. 16,000 crore in claims processed since launch. Significant increase in number of empaneled hospitals across India. Positive impact on healthcare sector and economy. |
| International Recognition | Praised by World Health Organization (WHO) for promoting universal health coverage in India. |
| Category | Govt Scheme |
| Official website | www.pmjay.gov.in |
The motive behind the Ayushman Card Yojana 2024
The motive behind the Ayushman Card Apply Online 2024 PMJAY Eligibility, Benefits, and Registration is to ensure that every citizen of India, especially those belonging to the economically weaker sections, has access to quality healthcare without worrying about the financial burden. The Ayushman Card provides a safety net for these vulnerable families, protecting them from catastrophic healthcare expenses and ensuring that they receive the necessary treatment without any delays. By making the registration process easy and accessible online, the government aims to reach out to as many eligible beneficiaries as possible and provide them with the benefits of the PMJAY program. The ultimate goal is to achieve universal health coverage in the country, where every citizen has access to affordable and quality healthcare services.
Eligibility Criteria:
To be eligible for the Ayushman Card under the PMJAY program, the following criteria must be met:
- The beneficiary must be a citizen of India or a permanent resident of the country.
- The beneficiary must belong to a family that is classified as economically weaker section (EWS), low-income group (LIG), or lower-middle-income group (LMIG) based on the Socio-Economic Caste Census (SECC) 2011 data.
- The beneficiary should not have an existing health insurance policy.
- The beneficiary should not be a taxpaying member of the family.
- The beneficiary must have a valid Aadhaar card or Aadhaar enrollment ID.
Benefits of Ayushman Card:
The Ayushman Card provides the following benefits to the beneficiaries:
- Cashless Treatment: The beneficiaries can avail cashless treatment at any of the empaneled hospitals across the country. The expenses incurred during hospitalization, including room charges, doctor fees, medicines, and diagnostic tests, will be covered by the insurance.
- Coverage for Pre-Existing Diseases: Unlike other health insurance policies, the Ayushman Card covers pre-existing diseases from day one of the policy. This means that beneficiaries with pre-existing conditions such as diabetes, hypertension, and cancer can avail of the benefits of the program.
- No Limit on Age or Family Size: There is no age limit or limit on the size of the family covered under the program. All members of the eligible family, including children and elderly, can avail of the benefits of the program.
- Portability: The beneficiaries can avail of the benefits of the program across the country. This means that if a beneficiary is traveling to a different state, he/she can avail of the benefits of the program in any empaneled hospital in that state.
Registration Process:
The registration process for the Ayushman Card can be done online or offline. To apply for the card online, follow the steps below:
- Visit the official website of the PMJAY program at https://pmjay.gov.in/.
- Click on the ‘Am I Eligible?’ tab on the homepage.
- Enter your mobile number and captcha code in the given fields.
- Click on ‘Generate OTP’.
- Enter the OTP received on your mobile number in the given field.
- Select your state and search for your name in the list of beneficiaries.
- If your name appears in the list, click on ‘Family Members’ and enter the details of all family members.
- Click on ‘Submit’.
- If your application is accepted, you will receive an Ayushman Card by post.
Conclusion:
The Ayushman Card is a game-changer in the Indian healthcare sector, providing much-needed financial protection to the poor and vulnerable families against catastrophic healthcare expenses. By applying for the card online, eligible beneficiaries can avail of the benefits of the program easily and hassle-free.
here are 10 FAQs related to the Ayushman Card Apply Online 2024 PMJAY Eligibility, Benefits, and Registration:
What is the Ayushman Card?
The Ayushman Card is a unique ID card provided to beneficiaries of the PMJAY scheme, which enables them to avail of healthcare services at any of the empaneled hospitals across India.
What is the PMJAY scheme?
The Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme is a government-run healthcare program that provides financial protection to over 50 crore people in India from catastrophic healthcare expenses.
Who is eligible for the PMJAY scheme?
The PMJAY scheme covers economically weaker sections and vulnerable populations, based on socioeconomic and demographic parameters.
What are the benefits of the PMJAY scheme?
The PMJAY scheme provides financial protection from catastrophic healthcare expenses, promotes preventive healthcare, and leverages technology to make quality healthcare services accessible to millions of people in India.
How do I apply for the Ayushman Card online?
You can apply for the Ayushman Card online through the official website of the PMJAY scheme, by providing your Aadhaar number and other necessary details.
What services are covered under the PMJAY scheme?
The PMJAY scheme covers hospitalization, diagnostics, and treatment for over 1400 medical conditions.
How many hospitals are empaneled under the PMJAY scheme?
There are over 24,000 hospitals across India that are empaneled under the PMJAY scheme.
How has the PMJAY scheme impacted the healthcare sector in India?
The PMJAY scheme has had a significant impact on the healthcare sector in India, with over 1.5 crore hospitalizations and more than Rs. 16,000 crores in claims being processed since its launch.
What is the Ayushman Bharat Digital Mission?
The Ayushman Bharat Digital Mission is a government initiative launched to digitize the health records of the beneficiaries and promote telemedicine services.
Has the PMJAY scheme received any international recognition?
Yes, the PMJAY scheme has been praised by the World Health Organization (WHO) for its efforts to promote universal health coverage in India